$450,000
 $2,416 est/mo Sourced by Back At You

1312 S 3rd Street,St. Charles, IL 60174

St. Charles, IL 60174

Share:

Description

Set on a beautifully landscaped lot in St. Charles' Garden Ward, this home offers incredible curb appeal and an unbeatable in-town location. Walking distance to both downtown St. Charles and downtown Geneva, offering the best of both worlds. The updated kitchen (2019) is anchored by a beautiful bay window and flows into a separate formal dining room. The living room centers around a wood-burning fireplace and offers a beautiful view of the backyard. The backyard itself is beautifully landscaped with mature trees and a patio. Upstairs, the home offers three bedrooms and a full bath, plus a versatile den/family room that was originally a fourth bedroom (the wall was removed to open up the space, but it can easily be restored if a fourth bedroom is what you need) Powder room on the main level (originally a sunroom, fully converted in 2010) adds everyday convenience. Restored hardwood floors run throughout the main level, with hardwoods beneath the carpet upstairs. Original doors, moldings and charming vintage windows (with storms and screens intact) preserve the character that makes this home special. Two attached one-car garages - one off the side drive, one off the alley. The unfinished basement provides excellent additional storage. This home has been meticulously maintained by its long-time owner. Furnace (2012), AC condenser (2024), water heater (2018), roof (2008), remodeled primary bath (2016), and exterior paint (2025). Located within walking distance to Davis Elementary School and the Metra train, with easy access to everything downtown St. Charles and Geneva have to offer.

Details

MLS #12733118
Listing TypeFor Sale
StyleHouse
Sub-TypeResale
StatusActive
Year1925
Days On Site18
Listing Provided ByBaird & Warner | Courtney Welsch

Features

Bed(s)4
Bath(s) 2 Total
Garage2
BasementY
Story(s)2
Acreage0.15

Interior

Rooms Total7
CoolingCentral Air
HeatingNatural Gas, Forced Air
AppliancesRange, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
Fireplaces Total1
Fireplace FeaturesWood Burning
Window FeaturesScreens, Storm Window(s)

Exterior

Construction MaterialsWood Siding
Patio And Porch FeaturesPatio

Parking

Parking FeaturesYes, Garage Owned, Detached, Garage
Garage Spaces2

Utilities

SewerPublic Sewer

Taxes

Tax Year2025
Tax Annual Amount7639.92

Area Information

StateIL
CountyKane
CitySt. Charles
Zip Code60174
AreaCampton Hills | St. Charles
School DistrictSt Charles East High School
Elementary SchoolDavis Elementary School
High SchoolSt Charles East High School
Listing VS Median (in 60174)
Price:
$450,000
low | high
Med:
$450,000
50% of Average
On site:
18
low | high
Med:
52
34.615384615385% of Average
Sourced by Back At You

Market Activity 60174

Request a showing

Request a showing

Contact


Additional Information


Showing Information


Submit Form

Required Field
By submitting, you agree to receive promotional texts and/or calls from Daniel & Associates Real Estate at the number provided. Message/data rates may apply. Consent is not a condition of purchase, and you can opt out anytime by replying STOP.
The information is being provided by MRED. Information deemed accurate but not guaranteed. Information is provided for consumers personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 MRED. All Rights Reserved.

Contact

Learn More About This Property

StateIL
CountyKane
CitySt. Charles
Zip Code60174
AreaCampton Hills | St. Charles
School DistrictSt Charles East High School
Elementary SchoolDavis Elementary School
High SchoolSt Charles East High School
Listing VS Median (in 60174)
Price:
$450,000
low | high
Med:
$450,000
50% of Average
On site:
18
low | high
Med:
52
34.615384615385% of Average
Sourced by Back At You
Nearby Listings (Within 1/10 mile)
Price: $337K - $562K
sqft: 0 - 0
Nearby Listings Property ImageNearby Listings Details
1324 S 3rd Street Property Photo 1
$525,900
1324 S 3rd Street
St. Charles, IL 60174
1316 S 4th Street Property Photo 1
$475,000
1316 S 4th Street
St. Charles, IL 60174
Listing Updated: August 24, 2026 at 11:13:38 PM PDT
Real Estate Links Our Domains